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How to apply for the apple card

Learn about the Path to Apple Card program, and see what’s involved to complete your personalized steps and reapply for Apple Card.

About the program

The Path to Apple Card program provides customized steps to help you get approved for Apple Card in the future. These steps are designed to improve your financial health by improving your access to credit.

If your Apple Card application was declined, you might receive an opportunity to enroll in Path to Apple Card if Goldman Sachs determines that you could meet the requirements for approval after you complete the steps in your program. The program provides customized steps to help you get approved for Apple Card in the future. If you successfully complete the program, you will receive an invitation to reapply for Apple Card that’s good for 14 days. 1

The monthly credit review required for the program doesn’t negatively impact your credit score.

How to finish your personalized steps

If your Apple Card application was declined and you received an invitation to enroll in Path to Apple Card, you will be asked to complete personalized steps like the ones below. These are designed to improve your financial health by improving your access to credit.

Make all of your required payments on time

To complete this step, regularly make on-time payments on your loans and lines of credit to keep your accounts in good standing. This excludes medical debt. It also excludes any payment where you’ve agreed with the lender to suspend all payments for a period of time due to hardship. Your required payments must be reported as paid on your credit report until the date that you complete the program.

To help ensure that you make all of your required payments on time, you can set up autopay. When you don’t make timely minimum payments on credit cards or loans, it can be reported as a negative event to credit bureaus. This puts your account in delinquency and lowers your credit rating.

If you’re a few days late on a required payment, contact your lender immediately to see if making a payment will avoid past due or late credit reporting to the credit bureaus.

Lower your credit card and personal loan debt

To complete this step, pay any unpaid balances on credit cards, personal loans, or installment loans. If your credit report shows that your debt is at or below your personalized goal when you complete your program, this step is satisfied. This step excludes accounts that are secured by an asset, like a car, home, or cash deposit, but includes secured credit card accounts. It also excludes medical and student loan debt. Depending on your circumstances, you might want to pay down debt with high interest rates or fees first.

Potential lenders consider your total credit card and personal debt compared to your annual income or other available assets. This can help determine your ability to take on more debt and still make required monthly payments. When you lower your total credit and unsecured debt, it gives credit lenders a sense of your ability to make minimum payments. This can help you to meet the approval requirements for additional credit.

Resolve your past-due balances

To complete this step, pay any loans or lines of credit that are past due as quickly as possible. This includes car loans, student loans, and mortgages.

The more past due an account is, the greater the negative impact it can have on your credit report and credit score. If you have an account that’s 30 days past due, prevent it from going 60 days past due. If you have an account that’s 60 days past due, prevent it from going 90 days past due.

For balances that were reported as charged off before you began the Path to Apple Card program, you have until the end of the program completion date to address it. You can either pay it off or talk with your lender about options for addressing past due balances on your credit report.

Avoid events that could negatively affect your credit profile

If you incur any of these negative credit events, your participation in Path to Apple Card will end:

  • Bankruptcy
  • Foreclosure
  • A new charge-off 2
  • An account that goes to collections
  • Repossession of a vehicle or other secured property

Reapply for Apple Card when you get an invitation

When you successfully complete the program, you will be invited to reapply for Apple Card.

If your monthly payment obligations increase or your income decreases during the program, it may impact whether your application is approved.

If you don’t reapply within 14 days of receiving your invite, Goldman Sachs may evaluate your application using the standard criteria instead of the Path to Apple Card program requirements. This could also impact whether your application is approved.

Reasons your Path to Apple Card program might end

  • If you reapply for Apple Card and are approved

If you think your Apple ID has been compromised, learn what to do.

If you want to opt out

Path to Apple Card is an optional program. To opt out, tap the link in your latest Path to Apple Card email to chat with an Apple Card Specialist.

Learn what you need to apply for Apple Card and add it to your devices. And learn what to do if your application is approved or declined.

How to apply for the apple card

About Apple Card

Apple Card sets a new level of privacy and security. 1 It’s integrated into the Wallet app and designed for iPhone and a healthier financial life. See if you’re eligible.

If you apply online and don’t add Apple Card to an eligible iPhone or iPad that you own, you can only use it to make eligible purchases online and in-store at Apple. 2

Apply for Apple Card on your iPhone

  1. Open the Wallet app and tap the add button .
  2. Select Apple Card, then tap Continue.
  3. Complete your application.
  4. Review and agree to the Apple Card Terms & Conditions.
  5. Accept your offered credit limit and APR. 3

After you accept your offer, Apple Card is added to the Wallet app and you can request a titanium Apple Card.

To apply on your iPad, open the Settings app, scroll down and tap Wallet & Apple Pay, tap Add Card, then select Apple Card.

If your application is approved

You have up to 30 days to accept your offer. If you accept your offer and add Apple Card to your eligible iPhone or iPad, you can:

  • Use Apple Card to make purchases anywhere Mastercard is accepted and get unlimited Daily Cash.
  • Manage your account in the Wallet app or from your Apple Card web account to make or schedule payments, download PDF statements, and view your balance.
  • Set Apple Card as your default payment card for Apple Pay, the App Store, Apple Music, and other Apple services.
  • If you have Apple Card Monthly Installments, you can view your plan in the Wallet app or online.

Add Apple Card to your other devices

If your application is declined

Make sure that you’re eligible to Apply for Apple Card. You can also see which conditions might cause your application to be declined. And learn what you can do if your application is approved with insufficient credit to complete your Apple purchase, or it’s declined.

If you need help applying for Apple Card, contact Apple Support.

See if you’re eligible

  • Be 18 years or older, depending on where you live.
  • Be a U.S. citizen or a lawful resident with a valid, physical U.S. address that’s not a P.O. Box. You can also use a military address.
  • If you apply on a compatible device that you own, make sure it has the latest version of iOS, watchOS, or macOS.
  • Be signed in on your device with your Apple ID and use two-factor authentication.
  • If you have a freeze on your credit report, you need to temporarily lift the freeze to apply for Apple Card. Learn how to lift your credit freeze with TransUnion here.
  • You might need to verify your identity with a Driver License or State-issued photo ID. 4

Learn more

  • Manage your Apple Card bill payments.
  • Change the payment methods you use with Apple ID.
  • Learn about the benefits of Apple Card.
  1. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.
  2. If you apply online, use a supported browser. To access and use all Apple Card features, you need to add Apple Card to an eligible iPhone or iPad that you own with the latest version of iOS or iPadOS. Then, you can manage your Apple Card on your device and make purchases anywhere Mastercard is accepted. If you don’t add Apple Card to an iPhone or iPad that you own, you can only use your Apple Line of Credit for eligible purchases online and in-store at Apple.
  3. Variable APRs range from 10.99 percent to 21.99 percent based on creditworthiness. Rates as of April 1, 2020.
  4. If your photo ID won’t scan properly, contact Apple Support.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

Learn about the key criteria used to determine whether your Apple Card application is approved or declined.

Goldman Sachs 1 uses your credit score, your credit report, and the income you report on your application when reviewing your Apple Card application. This article highlights a number of factors that Goldman Sachs uses, in combination, to make credit decisions but doesn’t include all of the details, factors, scores or other information used to make those decisions.

If your application was declined, learn what you can do to try and improve your next application.

You can also contact Apple Support if you have question about applying for Apple Card.

Requirements to get Apple Card

To get Apple Card, you must meet these requirements:

  • Be 18 years or older, depending on where you live.
  • Be a U.S. citizen or a lawful U.S. resident with a U.S. residential address that isn’t a P.O. Box. You can also use a military address.
  • Own a compatible iPhone with the latest iOS version. 2
  • Use two-factor authentication with your Apple ID.
  • Sign in to iCloud with your Apple ID.
  • If you have a freeze on your credit report, you need to temporarily lift the freeze before you apply for Apple Card. Learn how to lift your credit freeze with TransUnion here.
  • You might need to verify your identity with a Driver license or State-issued Photo ID.

Conditions that might cause your application to be declined

When assessing your ability to pay back debt, Goldman Sachs 1 looks at multiple conditions before making a decision on your Apple Card application.

If any of the following conditions apply, Goldman Sachs might not be able to approve your Apple Card application.

If you’re behind on debt obligations 3 or have previously been behind

  • You are currently past due or have recently been past due on a debt obligation.
  • Your checking account was closed by a bank (for example, due to repeatedly spending more than your available account balance).
  • You have two or more non-medical debt obligations 3 that are recently past due.

If you have negative public records

  • A tax lien was placed on your assets (for example, due to a failure to pay sufficient taxes on time).
  • A judgement was passed against you (for example, as a result of litigation).
  • You have had a recent bankruptcy.
  • Your property has been recently repossessed.

If you’re heavily in debt or your income is insufficient to make debt payments

  • You don’t have sufficient disposable income after you pay existing debt obligations.
  • Your debt obligations represent a high percentage of your monthly income (for example, your unsecured debt obligations, such as loans that aren’t backed by collateral, are 50% or more of your total income).
  • You have fully utilized all of your credit card lines in the last three months and have recently opened a significant amount of new credit accounts.

If you frequently apply for credit cards or loans

  • You have a high number of recent applications for credit.

If your credit score is low

Goldman Sachs uses TransUnion and other credit bureaus to evaluate your Apple Card application. If your credit score is low (for example, if your FICO9 score is lower than 600), 4 Goldman Sachs might not be able to approve your Apple Card application.

How to apply for the apple cardSource: Christine Romero-Chan / iMore

Apple Pay lets you make in-store purchases with your iPhone, and online purchases with your iPhone or iPad, with just a touch of the Home button and a scan of your fingerprint. It makes credit and debit card purchases easier and more secure. All you have to do is set it up and start using it!

How to add a card for Apple Pay

  1. Launch the Wallet app from your Home screen.
  2. Tap on the + button. It should be in the top right corner of your screen.

Tap Continue or Next on the Apple Pay screen.

How to apply for the apple cardSource: iMore

Manually enter the card’s expiration date and the security code.

How to apply for the apple cardSource: iMore

Tap Agree

How to apply for the apple cardSource: iMore

Enter the verification code that was given to you. Depending on your verification method, this could be an email, text, or call.

How to apply for the apple cardSource: iMore

Tap Done

How to apply for the apple cardSource: iMore

If you ever want to add more credit or debit cards you can just repeat these steps.

Note: Apple Pay’s photo-detection only works on with embossed numbers; if you have a credit or debit card with flat numbers, you’ll have to enter it manually.

How to authorize a card for Apple Pay

Different banks have different procedures when it comes to authorizing cards for Apple Pay.

Capital One, for example, automatically adds and activates your card for Apple Pay after you accept your terms and conditions.

Citibank and American Express, however, require an activation code; to get it, the bank will robo-call, email, or text the number you have on file.

Also, if your bank has an app for mobile banking, you may be able to launch the app to authorize your card.

How to change the default card for Apple Pay

Apple Pay lets you use multiple credit and debit cards, so you can easily switch between them when you want to make a transaction. The default credit or debit card, however, is always the fastest and easiest to use. So, you’ll want to make that card the default. Luckily, Apple Pay makes that fast and easy to do as well.

  1. Launch the Settings app on your iPhone or iPad that’s compatible with Apple Pay.
  2. Tap on Wallet & Apple Pay.
  3. Tap on Default Card.

Tap on the card you want to use as your default.

How to apply for the apple cardSource: iMore

That’s it! Unless you manually change the card you’re using when making a purchase, the selected card will always be used.

How to remove a card from Apple Pay

Apple makes it easy to add any and all of your supported credit and debit cards to Apple Pay. If, however, you lose, cancel, or change a card for any reason, you’ll need to remove it. Luckily, Apple makes it just as easy to to that.

  1. Launch the Settings app on your iPhone or iPad that contains the Apple Pay card you need to delete.
  2. Tap on Wallet & Apple Pay.
  3. Tap on the credit card you’d like to delete.

Tap on Remove This Card — you’ll need to scroll all the way to the bottom.

How to apply for the apple cardSource: iMore

That’s all there is to it! The card you removed will no longer be eligible for use with Apple Pay on that particular device. Keep in mind however that Apple Pay works on a per device basis so you’ll need to remove that particular card from every device it’s linked to individually. Alternately, you can remove all your linked cards from a specific device remotely if you need to via iCloud.com.

How to troubleshoot Apple Pay

If you’re having trouble getting Apple Pay to accept your card, the simplest solution is to just try entering in your information again; I had no luck activating my cards on Monday evening, but entering in the same information on Tuesday morning worked like a charm.

Worst-case, you may just need to call your card issuer. For example, the last card I tried to set up never sent the verification code to my phone number on file, so I had to manually retrieve it through the phone system. That call was pretty painless, however; I had Apple Pay fully up and running on that card within ten minutes.

Updated December 2019: Updated for iOS 13.

Pay for your new Apple products over time, interest‑
free. 1

Low monthly payments.
Zero interest.

Get 3% Daily Cash back.
All up front.

Trade in your current device. Pay even less per month. 2

How does Apple Card Monthly Installments work?

Apple Card
Monthly Installments is a feature of Apple Card.

Apple Card lives on your iPhone, in the Wallet app. You can sign up in as little as a minute and start using it right away. *

To apply, open the Wallet app
on your iPhone and tap plus sign

Select Apple Card Monthly Installments when you shop.

Whether you shop on apple.com, on the Apple Store app, or at an Apple Store, simply choose Apple Card Monthly Installments as your payment option when you make your purchase.

Easily view your installments in the
Wallet app.

Your monthly installments live alongside your everyday Apple Card purchases in the Wallet app. So it’s easy to see your installments, remaining balance, and payment history.

One balance to track and pay.

Your monthly installment is automatically added to the minimum payment due on your Apple Card — including any associated AppleCare+ coverage. And if you’ve purchased multiple products, you’ll still only have one balance to pay. 3

Get Daily Cash
you can use right away.

You get 3% Daily Cash back on the purchase price of your new Apple product — all up front. It’s deposited to your Apple Cash card in the Wallet app right away, and it’s ready to use whenever and however you want. 4

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Get started.

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start using
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If you love all things Apple, then a great way to stay in the Apple ecosystem is to use the Apple Card. Apple Card is Apple’s credit card, with several perks including daily cashback, unparalleled privacy protection, and a sleek titanium card that will look great wherever it’s used.

Of course, before you can enjoy the benefits of the Apple Card, you have to be approved for the Apple Card. To help increase your chances of qualifying for this card, here are four things you can do.

One of the most important components of credit card approval is your credit score and the factors behind that score. Therefore, before you apply for the Apple Card, it’s vital that you know your current score.

Factors that affect your score include your debt-to-credit ratio, the number of hard credit inquiries on your account in the last two years, and the average age of your open accounts.

By diving deeper into your score, you can make changes to help improve your score, thus improving your chances of qualifying for the Apple Card.

One thing all creditors look for when making credit decisions is the amount of debt you have. If you’re using most or all of your available credit on your credit cards, this can have a negative impact on your ability to qualify for the Apple Card.

Since high credit utilization can make it difficult to pay down your debt, you can utilize a debt settlement service to consolidate your debt and reduce the amount of interest you have to pay. By reducing your debt more quickly, you’ll be more likely to qualify for the Apple Card.

Another component of your credit that companies look at is the number of new credit lines you’ve applied for recently. If you’re trying to increase your spending power, it’s far better to simply get a better job that pays more rather than applying for several credit cards to increase your credit limit.

Too many credit applications indicate an applicant that is not responsible with credit. Therefore, if you want to increase your odds of being approved for the Apple Card, be sure to apply for it before you apply for any other lines of credit.

Another reason not to open too many other accounts when applying for the Apple Card is that it lowers the average age of your open accounts. Though this doesn’t have quite as much impact as other factors on your creditworthiness, it’s still an important consideration.

With that in mind, it’s also vital that you don’t close any accounts you’ve had open for a long time, as this will also decrease your average account age. By leaving things alone, you’ll have a much better chance of qualifying for the Apple Card.

Once you qualify for your long-awaited Apple Card, it’s important that you use it wisely. Even if you’re approved for a high credit limit, don’t think that you won’t suffer financial consequences if you use all of your available credit and then try to pay it back using the minimum monthly payments. Instead, try to keep your card paid off every month, and you and your Apple Card will be a match made in heaven.

Sep. 4 2020, Published 10:42 a.m. ET

Apple teamed up with Goldman Sachs and MasterCard to launch Apple Card in 2019. Apple said that the card is everything a credit card should be. A certain credit score is required to be eligible for an Apple Card. Young adults without a credit history may not qualify for an Apple Card. However, if your current score falls short of the Apple Card credit requirement, the company developed a program to help customers improve their score and boost their chances of qualifying for the card.

We designed Apple Card to put privacy and security first. Thrilled to offer it to iPhone customers in the US starting today! https://t.co/1CxDBPsXcm

What are the Apple Card requirements?

You must meet certain requirements to be able to apply for an Apple Card. For example, you must be at least 18 years old and a U.S. citizen or lawfully residing in the U.S. You must own an iPhone that runs a compatible iOS. Also, if there’s a freeze on your credit report, you must lift it before you can apply for an Apple Card. Apple looks into your credit score when evaluating your card application.

What credit score is needed for an Apple Card?

A credit score speaks to your creditworthiness, which is important to Apple. A credit score impacts almost every aspect of a consumer’s financial life from renting an apartment to qualifying for certain jobs or promotions to terms for loans and credit cards.

So, what credit score is needed for an Apple Card? First, the most commonly used credit score range is 300 – 850. A score below 580 is considered poor, a score in the range of 580 – 669 is considered fair, and a score above 670 is deemed good. You need a credit score of more than 600 to qualify for an Apple Card.

Apple Launches ‘Path to Apple Card’ Program to Help Declined Applicants Get Approved https://t.co/nn1emtMrKT by @julipuli pic.twitter.com/T4gohJlXgC

If a low credit score prevents you from getting an Apple Card on your first application, the company can invite you to join its Path to Apple Card program to improve your score. You can apply for an Apple Card again after successfully completing the program. The program involves completing certain tasks to build your credit and generally improve your financial health, according to Apple.

How do you apply for an Apple Card?

Applying for an Apple Card takes just minutes on your iPhone. First, you will need to sign in to iCloud with your Apple ID. Open the Wallet app and tap the add button, then select Apple Card. From there you will fill out or update your personal details like your name, phone number, residential address, and annual income. Accept the terms and conditions to complete the application.

The digital Apple Card will be added to your Wallet app if your application is successful. You can request a physical card and wait a few days to receive it in your mailbox.

Some credit cards offer points and rewards that lose their value. But Apple Card gives you up to 3% Daily Cash back on your purchases. It’s real cash, it’s unlimited, and you get it the next day.

You can use an Apple Card to make purchases online and in-store, including at Apple outlets. Using an Apple Card with Apple Pay can earn you up to 3.0 percent cash back. You can earn 1.0 percent cash back if you pay with the physical card. You can spend Apple Card cash back rewards on other purchases, send them to other people, or use them to repay your card credit. In addition to the cash back rewards, you can also use the card to make interest-free installment payments when you purchase Apple products.

How to apply for the apple card

Does applying for an Apple Card impact your credit score?

Apple Card reports to all of the three major credit bureaus. First, Apple says that your credit score won’t be affected if your Apple Card application is declined. If you have the card, then it can affect your credit score positively or negatively depending on how you use the card. Although Apple Card doesn’t charge a late payment fee, missing payments can hurt your credit score.

If used responsibly, especially paying your card balances on time and maintaining low credit utilization, an Apple Card can be a great way to build and improve your credit score.

Apple Card is getting a lot of buzz, but it’s not necessarily a great fit for you, even if you’re an Apple fan.

Staff Writer, Macworld |

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The Apple Card is now available to tens of millions of U.S. consumers. And it’s definitely getting plenty of hype.

With that slick white titanium card, the purchase tracking, the security features… it’s easy to understand why you might want it.

But it’s ultimately still a MasterCard credit card backed by a big multinational bank, and before you apply for it, you should really ask yourself these five questions.

Can you always pay it off?

Do you intend to fully pay off your Apple Card every month, or will you run a balance?

The Apple Card interest rate is between 12.99 and 23.99 percent, and that’s low for a cash back card, but it’s not at all low compared to other cards that don’t have rewards. The Apple Card interest rate can easily be 5 to 10 percent higher than a card you might get with no rewards.

Apple Card has features to help see how much interest you’ll accrue based on how much you pay. But at these rates, any interest more than wipes out that cash back.

Just like any other cash-back rewards card, you should not use the Apple Card if you can’t pay off every purchase within a month. Once you start paying interest, you wipe out the entire cash back amount and then some.

Should you really open up a new line of credit?

Consumers these days have more credit from more sources than they used to, and credit scoring agencies have adapted to that. Opening up a new line of credit won’t necessarily kill your FICO score, and they don’t really punish you for multiple credit inquiries for home, auto, or student loans.

But getting several new credit cards within a short time can cause your credit rating to suffer. And if your credit rating isn’t very good to begin with, getting more credit is never really the answer.

At the very least, people with credit problems should consider closing out other credit cards accounts when you get a new one, and shop around for a card that will save you money on interest and fees before you worry about rewards.

Maybe that other card won’t be as cool as the Apple Card, but if you’re trying to rebuild your credit, “cool” may not be a luxury you can afford.

Do you rely on budgeting apps like Mint or YNAB?

If so, I have bad news for you. Apple’s support page confirms that, “Exporting data from Apple Card to a financial app like Mint is not currently supported.”

As it says “not currently supported,” we have hope that you’ll be able to do this in the future, but there’s no telling if or when that will happen.

Apple Card does have some great features to track spending built right into the Wallet app, but it’s just for Apple Card—you can’t tie all your spending and income sources together.

Apple Card has good tools for tracking spending, but all that data is locked in the Wallet app for now.

Oh, and also, you have to pay your Apple Card bill with your iPhone. It’s kind of crazy, but you can’t yet look at your transactions or pay your bill just by logging into a website.

Do you travel a lot?

The Apple Card doesn’t have any foreign transaction fees, which is good if you travel internationally, and Apple Pay support is pretty common in some of the countries you might visit.

But ultimately, people who travel a lot can get much more valuable rewards from travel-specific credit cards.

Whether it’s miles, priority status, free bag checking, car rentals, or hotels, frequent travelers can save a lot more money than the equivalent of 2 percent cash back from Apple Card.

Plus, travel cards often have useful perks like travel insurance.

If you take only a couple trips a year, you’re probably better off with the Apple Card cash back. But if you’re on a plane every month and you don’t already have a travel rewards credit card, you should really start there.

How often do you use Apple Pay, really?

Do you tap your iPhone to a terminal at nearly every store? Or at least *could* you, if you wanted to?

Any time you pull out that titanium card, you’re only getting 1 percent cash back, which is worse than many other cash back cards. You have to use Apple Pay, either from an online store that supports it or by tapping your iPhone, to earn that 2 percent.

If you don’t tap and pay, you get half the cash back. Other cards are better if you have to swipe.

Now, if have answered “no” to most of these questions, that doesn’t mean you should necessarily avoid the Apple Card. If opening up another line of credit isn’t going to hurt you at all, there’s no harm in adding it to your Wallet and using it only when you make purchases from Apple.

You’ll get 3 percent cash back on any app or in-app purchase, on subscriptions like Apple Music, iCloud, or Apple Arcade, even on the fee for a developer account. Plus, of course, anything you buy from the Apple Store, either online or in person. A few other specific merchants may offer 3% too; right now it’s just Uber, but Apple says more are coming.

Even if you’re better off making most of your day-to-day purchases with some other card, it could make a lot of sense to have an Apple Card on your Apple account just to get 3 percent back on Apple purchases and those other specific vendors.

That is, of course, only if your credit rating and history can easily shrug off adding another line of credit.

Jason has written professionally about technology for over 20 years. His goal is to figure out how complicated technology works and explain it in a way anyone can understand.

Apple Card — кредитная карта, созданная Apple с целью упростить Вам ведение рационального бюджета. Регистрация для получения Apple Card на iPad займет всего несколько минут, и Вы сможете сразу начать использовать ее для оплаты с помощью Apple Pay в магазинах, приложениях и на веб-сайтах по всему миру. С Apple Card Вы сможете просматривать информацию о своих последних транзакциях и баланс в понятном и удобном виде в режиме реального времени. А при необходимости можно будет в любой момент связаться со службой поддержки Apple Card через Сообщения.

How to apply for the apple card

Получение Apple Card

Откройте «Настройки» > «Wallet и Apple Pay», коснитесь «Добавить карту», затем коснитесь параметра «Подать заявку на Apple Card».

Для того чтобы подать заявку на получение карты, введите свои данные, затем примите соответствующие положения и условия.

Ознакомьтесь с условиями использования Apple Card, в том числе с размером кредитного лимита и годовой процентной ставкой. После этого можно согласиться на получение Apple Card или отказаться от карты, выбрав соответствующий вариант.

Приняв указанные выше условия, Вы можете выполнить следующие действия.

Указать Apple Card в качестве карты по умолчанию для транзакций с использованием Apple Pay.

Получить физическую карту Apple Card, которую можно будет использовать там, где не принимаются платежи с помощью Apple Pay.

Использование Apple Card

Карту Apple Card можно использовать там, где не принимаются платежи с помощью Apple Pay.

В приложениях, в интернете или по телефону. Откройте «Настройки» > «Wallet и Apple Pay», коснитесь Apple Card, затем коснитесь «Информация о карте», чтобы просмотреть номер карты, дату окончания срока действия и код безопасности. Используйте эту информацию для совершения покупки.

В магазинах, ресторанах и в других учреждениях. Используйте физическую карту.

Просмотр транзакций и выписок

Откройте «Настройки» > «Wallet и Apple Pay», коснитесь «Apple Card», выполните любое из следующих действий.

Просмотр транзакций. Коснитесь параметра «Транзакции», затем просмотрите последние транзакции или прокрутите вниз, чтобы увидеть все свои транзакции, сгруппированные по годам.

Получение ежемесячных выписок. Коснитесь «Баланс карты», чтобы отобразился баланс за последний месяц, новые расходы, платежи и кредиты. Прокрутите вниз, чтобы увидеть ежемесячные выписки. Коснитесь выписки, чтобы просмотреть сводку за месяц, загрузить выписку в формате PDF или экспортировать транзакции в файл CSV или OFX.

Платежи

Откройте «Настройки» > «Wallet и Apple Pay», коснитесь «Apple Card», выполните любое из следующих действий.

Планирование платежей. Коснитесь параметра «Запланированные платежи», выберите «Оплата счета» или «Оплатить другую сумму», введите подробную информацию о платеже (например, номер счета и дату), затем выполните аутентификацию с помощью Face ID, Touch ID или код-пароля.

Совершение одноразового платежа. Коснитесь параметра «Совершить платеж», перетяните отметку, чтобы уточнить сумму платежа или коснитесь «Показать клавиатуру», чтобы ввести сумму, коснитесь «Оплатить сейчас» или «Оплатить позже», проверьте информацию о платеже (например, сумму платежа), затем выполните аутентификацию с помощью Face ID, Touch ID или код-пароля.

Просмотр сведений о карте Apple Card, изменение настроек, связь со службой поддержки и другие возможности.

Откройте «Настройки» > «Wallet и Apple Pay», коснитесь «Apple Card», выполните любое из следующих действий.

Просмотр сведений о карте.

Просмотр данных по кредиту.

Добавление или удаление привязанных банковских счетов.

Блокировка физической карты и запрос карты на замену.

Получить техническую поддержку можно с помощью приложения «Сообщения», по телефону или на веб-сайте поддержки Apple Card.